After the amendments to the Solvency II Directive, we expect the immediate transitional impact on Solvency II ratio levels to be manageable.

We describe some key components and design choices when modeling economic capital and how these can differ across jurisdictions.

Aging populations, the dependency ratio, and climate policies will likely play a critical role in long-term inflationary trends.

The European Insurance and Occupational Pensions Authority (EIOPA) recently concluded its consultation on the new proportionality framework under the Solvency II Directive. 

This briefing note presents the SFCRs analysis of the 10 largest Luxembourgish non-life insurance entities selected based on the volume of gross written premiums (GWP) in 2023.

This briefing note presents an SFCRs analysis of the Luxembourgish largest 15 life insurance entities, selected based on their total assets in 2023.

We summarize the amendment to the symmetric adjustment of the standard-formula equity-risk module, and provide some other insights.

Open finance may have a profound influence on insurance in Europe, where new entrants could outcompete legacy carriers and seize customer relationships.

For timely compliance with Europe’s new AI-Act, insurers should start assessing the risk level of their AI, implement measures, and monitor performance.