This article provides an overview and analysis of healthcare system structures, financing models, access, cost trends, and key health challenges across seven countries (Belgium, France, Germany, Italy, the United Kingdom, Spain, and Switzerland), leveraging open data available in each market and Milliman's local expertise.
Excess mortality modeling based on past pandemics and anticipation of future potential outbreaks
We use extreme value theory to assess the risk of catastrophic precipitation events in Europe, identifying the highest risks along the Mediterranean coast.
Insurance-linked securities can broaden reinsurance capacity, but insurers need substantial modelling expertise in the absence of liquid secondary markets.
We present a robust scenario selection framework that helps (re)insurers streamline stress and scenario testing.

As fraudsters submit AI-manipulated images of car crashes, Milliman’s research is helping global motor insurers separate the real claims from the scams.
We analyse the year-end 2024 solvency and financial condition reports of non-life insurers in Luxembourg.
We explore evolving model compression techniques that can help insurers achieve significant computational efficiency gains.
We analyse the year-end 2024 solvency and financial condition reports of life insurers in Luxembourg.



